Stopping junk mail takes separate opt-out steps for each category — DMAchoice for promotions, optoutprescreen.com for credit offers, and direct requests for catalogs.
The stack of unwanted catalogs, credit offers, and charity appeals keeps growing, and there’s no single “Do Not Mail” list that stops it all. Ending it means using the correct opt-out service for each mail type. Here’s how to end junk mail using three official services and a few targeted requests that handle the bulk of what arrives each week.
The FTC and USPS both recommend the same core approach: use DMAchoice for promotional mail, block prescreened offers through optoutprescreen.com, and handle catalogs and charity mail directly with the sender. The table below shows which service covers which mail type, so you know exactly where to start.
What Types of Junk Mail Can You Stop?
Not all unwanted mail follows the same rules. Promotional mail, catalogs, and magazine offers fall under DMAchoice’s purview. Prescreened credit and insurance offers use a separate system. Catalogs from specific companies need a direct opt-out request. Charity mail requires writing to the organization. And first-class mail addressed to you personally can be refused right at the mailbox. Matching the mail type to the right service is the first step to cutting the clutter.
| Mail Type | Opt-Out Method | Cost | Duration |
|---|---|---|---|
| Promotional mail, catalogs, magazine offers | DMAchoice | $6 online, $7 by mail | 10 years |
| Prescreened credit offers | optoutprescreen.com / 1-888-5-OPT-OUT | Free | 5 years or permanent |
| Insurance offers | optoutprescreen.com / 1-888-5-OPT-OUT | Free | 5 years or permanent |
| Catalogs from specific companies | Direct contact with sender | Free | Varies |
| Charity mail | Write directly to the charity | Postage | Varies |
| Local business ads and flyers | Contact the business directly | Free | Varies |
| Political and nonprofit mail | Contact the sender directly | Free | Varies, may be limited |
| First-class mail from a specific sender | Mark “Refused” on delivery notice | Free | Per item |
| Mail to “Current Resident” or “Occupant” | Refuse if First-Class or with endorsements | Free | Per item |
Stopping Junk Mail: The Three Official Services That Do Most of the Work
Three official opt-out services handle the biggest sources of household junk mail. DMAchoice, run by the Association of National Advertisers, stops most promotional mail from companies that participate in the program. optoutprescreen.com blocks prescreened credit and insurance offers as required by federal law. And the USPS gives you a straightforward way to refuse unwanted first-class mail at delivery. Each one takes five to ten minutes to set up.
How Each Opt-Out Service Works
DMAchoice registration starts at DMAchoice.org. Select which categories of mail you want to receive — or receive none — pay the $6 processing fee, and your preferences last ten years. By mail, send your name, address, signature, and a $7 check to the ANA’s address in Cos Cob, Connecticut. Your preferences take effect within a few weeks, and the catalogs and promotional offers begin dropping off.
For prescreened offers, go to optoutprescreen.com or call 1-888-5-OPT-OUT. Choose a five-year or permanent opt-out. The permanent option requires starting online or by phone, then signing and returning a Permanent Opt-Out Election form that arrives by mail. The site may ask for your Social Security number and date of birth — those are optional but can help match your records accurately.
What About Catalogs, Charities, and Other Senders?
Some mailers don’t participate in the large opt-out programs. For catalogs you never ordered, contact the company directly — most have an opt-out link in their email footer or a customer service phone number. For charity mail, write to the organization, enclose the mailing label or return card, and add proper postage. Returning it without postage may not get the message through.
For local businesses, a quick phone call is often faster than any online form. And for mail addressed to “Current Resident” or “Occupant,” the USPS allows refusal if the item is First-Class mail or carries certain postal endorsements.
Can You Just Refuse Mail at the Door?
Yes, for first-class mail. When a delivery notice arrives, mark “Refused” on the back of the notice, sign by the X, and place it back in your mailbox. The USPS will return it to the sender. This works for each unwanted piece individually but doesn’t stop future mail from the same sender — that requires the opt-out steps above. For standard mail and non-first-class items, refusal is more limited and less reliable.
What Doesn’t Work (And What to Skip)
A few common approaches waste time and postage. Writing “Return to Sender” on nonprofit or standard mail often fails because the Postal Service won’t return it without paid postage. There is no federal “Do Not Mail” list that covers everything the way the Do Not Call list covers telemarketing calls. And ignoring the problem only lets the pile grow — the opt-out services are free or low-cost and take minutes to use.
A Few Extra Tools Worth Knowing
PaperKarma works differently: it identifies senders from a database of over 100,000 mailers and processes opt-outs on your behalf using your phone’s camera. It’s a commercial service, not an official one, but it can speed up the sender-by-sender approach. Catalog Choice offers a similar opt-out service focused on catalogs. Both are options if you want a more automated route for the mail that slips through the official programs.
| Service | Best For | Cost | Duration | Note |
|---|---|---|---|---|
| DMAchoice | Promotional mail, catalogs, magazine offers | $6 online | 10 years | Covers most participating mailers |
| optoutprescreen | Prescreened credit and insurance offers | Free | 5 years or permanent | Federal requirement for credit bureaus |
| USPS refusal | Unwanted first-class mail | Free | Per item | Mark “Refused” on the delivery notice |
| PaperKarma | Mailer-by-mailer opt-outs | Subscription | Ongoing | Commercial service, identifies 100K+ mailers |
| Direct contact | Catalogs, charities, local businesses | Free or postage | Varies | Most effective for non-participating senders |
Your Step-by-Step Action Plan
Start with DMAchoice to cover the broadest category of promotional mail. Then block prescreened offers through optoutprescreen.com — the five-year option is fast, and the permanent option requires one mailed form. As catalogs and charity appeals continue arriving, handle them one by one with a direct call or letter. Refuse first-class mail at the mailbox when needed. Most of the volume stops within four to six weeks, and what remains is easier to manage one sender at a time.
References & Sources
- FTC Consumer Advice. “How to Stop Junk Mail.” Official FTC guidance covering DMAchoice, optoutprescreen, and additional opt-out methods.
- USPS. “Refuse Unwanted Mail and Remove Name from Mailing Lists.” Official USPS procedure for refusing first-class mail.
- DMAchoice. DMAchoice.org. Official registration portal for the ANA’s mail preference service.
- Eco-Cycle. “Steps for Reducing Junk Mail.” Detailed breakdown of mail types and refusal rules.
- PaperKarma. PaperKarma.com. Commercial app that identifies and opts out of mailer lists.
